Strategic advice is advice that considers a whole range of factors – your personal and family situation, current circumstances, your goals and attitudes to risk, spending and investment ethics. By working through all these issues with you, your Perpetual financial adviser can help you create a real financial plan – a roadmap that ensures every financial decision you make moves you closer to your goals. No more missed opportunities, no more regrettable last-minute decisions. A strategic approach to being wealthier, happier and more able to help those you care for.

You might want income, or growth or capital preservation. You might be investing for today, for tomorrow - or for someone else’s tomorrow.  Getting where you want to go is all about designing an investment strategy that is tuned to those needs. Then selecting and combining a range of investment options that will deliver on the strategy.

A broad array of investment choices gives you more chance of success. So our award-winning* investment team offer you multiple options to choose from or combine. Such as direct shares, managed funds (including ethical options), fixed income, real estate, alternative assets and exclusive investments not normally available to individuals (ie private equity, currency investment, commodities and more).

*Hedge Funds Rock – The Australian Alternative Investments Awards:

2019 and 2018: Best Multi Strategy Fund Winner Perpetual Private
2018: Best Alternative Investment Manager of the Year Winner Perpetual Private

We never lose sight of the “flow” of money that underpins your lifestyle. Your financial plan will always take account of your income needs and the cashflow you need to support your lifestyle (or to invest). We know that debt has the power to supercharge your gains and amplify your losses. So we’re always careful to build debt management into your financial plan.

Unfortunately, things go wrong. You or your family may face death, illness, injury or loss of income. We can‘t protect you from that, but as part of our “protect and grow” strategy we can help protect your income and lifestyle should something go wrong. Our insurance strategies encompass life insurance, total and permanent disability, trauma insurance and income protection. Just as importantly, we tailor those insurances to be tax-effective, to work effectively together, to integrate with your investment and superannuation strategies and to adjust to your changing family and financial situation.

Why risk it? How specialist insurance makes all the difference?

Whether you’re thinking about your individual finances, your super fund, your business or charitable foundation, high quality accounting and tax advice can reduce your paperwork, compliance burden, tax bill and headaches. Perpetual is one of Australia’s oldest and most trusted financial institutions and that underpins the advice you receive on investments, insurance and super. Our specialist accounting company, Fordham, is one of Australia’s highest-rated accounting firms* with specialist expertise in working with business owners and managers. 

Find out more about Fordham

* Our accounting firm Fordham, specialising in work with business owners and managers, achieved an exceptional NPS score of 75 in 2020.

For clients who care for family members who have sustained a serious injury and received a compensation payout, Perpetual can provide a tailored financial planning service. As a licensed trustee and as a financial adviser we protect clients by managing funds to meet current and future needs and ensuring money is spent wisely in their interests and in accordance with any court/tribunal decisions. We assist with all financial reporting, create a sustainable budget, develop an investment strategy and provide advice on tax and superannuation to maximise the lifetime value of any compensation funds flowing to the client.

Our Personal Injury Clients page has more in-depth information on this service.

Read great case studies about how we worked with our Personal Injury clients

Bad things happen to good people. For some people, those disasters define a life. But for others, one awful moment doesn’t hold them back. They face the world with a smile and an unstoppable attitude.
Read Knox Gibson’s story

Carlos Samaan is a man looking to make his own miracle. Every day, his thoughts, prayers, money and time are devoted to something we all did without thinking – learn to walk.
Read Carlos Samaan’s story

An investment property (or properties) can make up a large part of your portfolio and carry a similarly large burden when it comes to maintenance, accounting and tax management. Across everything from purchase, rental, management and sales our property experts can help you maximise the return and tax benefits of property investing whilst relieving you of a significant compliance and management workload. 

Managing significant wealth, business assets and major family responsibilities can require a complex mix of business strategy, investment expertise and sensitive relationship management. Perpetual’s Family Office service can help you juggle these intricate and often-competing needs across areas including estate planning, succession planning, investment management and philanthropy.

Our Family Office page has more in-depth information on this service.